Insurance Brokerage


 

Environmental Insurance Brokerage Services

IRG Environmental, LLC is regarded as the industry leader in mitigating environmental risk for owners. We serve as an advisor, consultant and broker, and consistently provide solutions that get deals done.

Our team has completed hundreds of transactions that include Federal Superfund (NPL) sites and military base closure (BRAC) sites. We firmly believe that our unique, unbiased approach to environmental risk management can provide clients with technically sound and economically efficient solutions to even the most challenging environmental conditions. Our experienced team evaluates the entire transaction including all appropriate contracts (including indemnifications) and existing environmental data. Regulatory interviews and insight are included in the formation of appropriate risk transfer solutions. The blue print which results from the environmental due diligence process is converted to a manuscripted insurance policy tailor made to address the client's environmental risks, financial security needs, and appetite for risk.

IRG Environmental, LLC represents all of the major environmental insurance carriers. Environmental insurance premium placements to date exceed $225 million. Non-transactional environmental risks such as environmental construction exposures (contractors, developers and consultants), environmental impairment for ongoing ventures and specialized environmental surety are included in the portfolio makeup.

Ancillary client services offered by IRG Environmental, LLC include contractor screening (pre-qualification), RFP design/requirements, engineering document review to make early insurability determinations, remediation cost estimates, claims dispute support/resolution and claim reserve validation.

Post placement services include claims handling/reporting, guidance on policy reporting procedures and policy modifications for future site divestitures or assignments. Project management services are available through sister company IRG Assumptions, LLC.

IRG Environmental, LLC bridges the gap between customary commercial casualty risk and its environmental counterparts through its relationship with sister company IRG - Affinity Insurance Partners, LLC, which specializes in standard commercial insurance and surety needs. 

Contact Connie Riddell at criddell@irgco.com for more information regarding IRG Environmental, LLC's environmental insurance products and services.

Commercial Insurance & Surety Brokerage Services

IRG - Affinity Insurance Partners, LLC provides a full array of commercial insurance and surety bonds. These coverages are often integrated with environmental insurance solutions provided by our sister company, IRG Environmental, LLC to offer our clients complete protection. The extensive technical and business knowledge of our staff facilitates the design of custom coverages and programs to fit each client's needs. Additionally, we offer risk management services for safety and loss prevention, risk retention and premium financing. Commercial Products include:

  • Commercial general liability
  • Property-casualty packages
  • Professional liability
  • Directors and Officers liability
  • Employment practices
  • Marine
  • Manuscripted coverages

Surety Bonds

IRG - Affinity Insurance Partners, LLC maintains a staff of highly qualified surety professionals with over 30 years of experience in this specialty line of business. This experience encompasses underwriting, agency underwriting, placement of bonds and servicing of surety clients. IRG - Affinity Insurance Partners, LLC is contracted with most major national sureties and several regional sureties. Through our professional affiliations, IRG - Affinity Insurance Partners, LLC has access to all surety markets.

Our approach is to fully understand the surety client's operations and become a member of the client's advisory team. Knowledge and experience for this role is based upon decades of servicing numerous successful clients.

Value-added services include:

  • Subcontractor investigation and prequalification
  • Contract review
  • Contract financing confirmation
  • Business advisor/Management consultant
  • Referral of other professionals, legal, financial, tax, etc.
  • Active participation in insurance, surety and construction associations

Risk Management

Our approach to managing risk is to focus on the assessment of our client's operations. This allows the development of alternatives for the protection of our client's human, physical and financial resources. In many instances, standard insurance is the answer, but not every client's exposure and tolerance for risk is the same. IRG - Affinity Insurance Partners, LLC risk management analysis lends clarity and creativity to our client's decision-making process.

Risk Management Alternatives

  • Owner controlled insurance programs
  • Contractor controlled insurance programs
  • Insurance captives
  • Rental captives
  • Self-insured retention programs

For more information regarding IRG - Affinity Insurance Partners, LLC's commercial insurance products, surety products and other services, please contact Lee Dartois at ldartois@irgco.com.


International Risk Group, LLC is located at 7991 Shaffer Parkway, Suite 300, Littleton, CO 80127. Phone: 303.972.6633 Fax: 303.948.4155

International Risk Group, LLC, is an impaired asset investment banking and environmental risk management firm headquartered in Denver, Colorado. The firm specializes in acquisitions, divestitures, mergers, liability assumptions, public to private transfers, valuations and impaired asset advisory services for assets with valuations between $1 million and $1 billion and with liabilities between $1 million and $300 million.